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There is no federal statute mandating that a private business, a person, or an organization must accept currency or coins as payment for goods or services.
When you want to buy something, that isn’t a debt. It’s only a debt if you already own the thing and haven’t paid for it yet, so the law about accepting dollars in payment for debt doesn’t apply.
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The federal reserve disagrees with you. https://www.federalreserve.gov/faqs/currency_12772.htm
When you want to buy something, that isn’t a debt. It’s only a debt if you already own the thing and haven’t paid for it yet, so the law about accepting dollars in payment for debt doesn’t apply.